I'm sure that many did . . . Just like I'm sure that many did not . . .
You're a businessman and your income is based on your location along with other factors. It costs you a lot more to move that it does some guy in a two bedroom apartment who isn't expecting to live there for the rest of his life anyway. If he can keep extra money in his pocket today, he will and he will worry about tomorrow when it comes.
even those not working, but making more on unemployment should've kept paying. i coulda played that game at my shop and had a significant amount of extra money in my account. but i didn't want to have back due rent. it's too hard to catch up.
the vast majority of those who are now behind are behind for no other reason than themselves.