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Mortgage refinance

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I just bought a townhouse last yr., 4.5% 30 yr. fixed (of course).$111.5K. I'm 54 this yr. so I'll probably croak before paying it off. I'll probably also never be able to retire. I still don't know if it was a colossal F-UP or not. Also, I send in an additional $200.00/mo. principal. Your thoughts?

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My bank lets me pay my mortgage weekly. If you can I recomend this. More of your payment goes towards principal this way.



Absolutely, that's even better. I can't stress enough how beneficial it will be to you to sink every extra penny you can into your principal.

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