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Depends on what you personally shoot more, vs your space etc. it’s a fence sitting argument for me currently. But I don’t shoot 28 or .410 Soo there is that.
last time I checked it was $.03 a shell in savings for 12
You don't have a single round until you have all of the components. So I'm not seeing the point of your argument about powder and primers. Shot is pretty compact too, but I have to store the hulls and wads someplace if I want to be able to actually reload a single round.
Cost isn't the only reason to reload, but I've taken the opportunity to try out the loads of the couple of people I know who load 12ga that is usable in pumps or semis (QC aside, they are loading factory bulk equivalent loads), and while they claim they are nicer all day long, they are indistinguishable to me.
So I don't get savings, and I don't get performance. I can store X amount of powder, and it takes a bigger bite out of that limit than pistol or rifle. Then there's time. Which I could spend loading rifle or pistol, which gets me savings and performance.
I must not fear. Fear is the mind-killer. Fear is the little-death that brings total obliteration. I will face my fear. I will permit it to pass over me and through me. And when it has gone past I will turn the inner eye to see its path. Where the fear has gone there will be nothing. Only I will remain.