Governor Bans Insurance for Gun Owners and Self Defense

[Underdog 1,593]

In order to make a statement and to stick it to citizens, Governor Murphy is banning insurance to gun owners to make it more difficult and costly for them to defend themselves in the event that they need to defend themselves.  

https://www.lawenforcementtoday.com/dangerous-and-unconstitutional-nj-governor-bans-sale-of-insurance-to-gun-owners/

Further attempts by a Leftist, Socialist  to use the system to turn law-abiding citizens into criminals.  

 

[Pizza Bob 1,488]

He looks like Mr. Burns, of the Simpsons, in that picture.

[Scorpio64 5,154]

This does not affect us in any practical way. The thread title is as misleading click baity as the article.  It is for concealed carry, and we all know about that.  Beaver puss is doing this in support of other states, like NY, that want to limit gun owners ability to protect themselves financially, in the event they have to protect their own lives.  It's designed to kill the NRA insurance program and deny the NRA revenue.

Maybe the puss should do away with insurance for police departments, since, yanno, it only encourages cops to go around shooting people (NOT!).  Really, the people this affects the most are retired cops.

[Underdog 1,593]

There are products in this state to protect gun owners not only with self-defense issues inside the home, but also with many other gun-related, unConstitutional and egredious laws such as possession offenses, etc.   Addiitonally, I would imagine that private security and LEOs might partake in these additional insurances.  

So, Scorpio, if it doesn't affect you, then you are OK with it?  OK with the bumpstock ban?  Perhaps you had elected only to purchase guns with 10-round magazines?  With NJ's malfecense, I wouldn't be surprised if it didn't affect Home Owner's policies.

 

[Scorpio64 5,154]

10 minutes ago, Underdog said:

So, Scorpio, if it doesn't affect you, then you are OK with it?  OK with the bumpstock ban?  Perhaps you had elected only to purchase guns with 10-round magazines? 

Non sequitur.

I never said I was okay with it, or any of the anti 2A BS for that matter.  What I did say was the order is for show only.  How many CCW holders are there in NJ?  Most of them are judges, prosecutors, demonrat fat cat campaign contributors (ya, no quid pro quo going on there).   Smurphy may as well add denial of insurance to everyone that owns nukes.

The thread title is misleading, suggesting that everyone who owns guns cannot get insurance, when it only affects people with a CCW.

[JackDaWack 2,895]

"to prohibit and/or limit the sale, procurement, marketing, or distribution of insurance products that may serve to encourage the improper use of firearms"

 

IMO, it is to scare the insurance companies, not the gun owners.. 

 

The insurance companies shouldn't fold so easily, and should fight the law if it comes for them. 

 

NY and NJ got the NRA and affiliated insurance through some stupid loophole about being licensed in the state. 

[revenger 473]

" insurance products that may serve to encourage the improper use of firearms,"

what is improper about using a gun to defend yourself and how does this encourage it?

Using his perverted theory wouldn't car insurance fall into the same category or flood insurance,  the availability of flood insurance encourages morons to build in flood prone areas.

I cant believe this has not been brought before a court .

[BobA 1,235]

It’s another attempt to make everything about our guns illegal or unobtainable except the guns themselves. He’s living up to his lies when he says he supports our right to have a gun and he won’t take them away. We just will not be able to use it. 

[Downtownv 1,778]

2 hours ago, Pizza Bob said:

He looks like Mr. Burns, of the Simpsons, in that picture.

He looks like a Douche Bag in EVERY picture

 

[Underdog 1,593]

2 hours ago, Scorpio64 said:

Non sequitur.

I never said I was okay with it, or any of the anti 2A BS for that matter.  What I did say was the order is for show only.  How many CCW holders are there in NJ?  Most of them are judges, prosecutors, demonrat fat cat campaign contributors (ya, no quid pro quo going on there).   Smurphy may as well add denial of insurance to everyone that owns nukes.

The thread title is misleading, suggesting that everyone who owns guns cannot get insurance, when it only affects people with a CCW.

I disagree.  It is vague and can cause a lot of problem s.   It has more potential vi tims than just ccw.    Those clowns would define improper use as private ownership.   

[JackDaWack 2,895]

42 minutes ago, Underdog said:

I disagree.  It is vague and can cause a lot of problem s.   It has more potential vi tims than just ccw.    Those clowns would define improper use as private ownership.   

There is some serious implications if a court ever upheld such a law/regulation. 

Imagine suing an insurance company for a vehicle if a driver killed someone with that kinda of precedence. If an insurance company is held liable for promoting reckless behavior in their coverage, that kinda applies across the board.. 

 

They seem to have made little to no distinction as to why guns are an outlier here, and why only insurance with guns is the issue.. 

In higher courts, it would be interesting to see how a state could justify that bias. 

 

The sad part is these insurance companies are folding. 

[SJG 253]

I have CCW Safe. It is not an insurance contract, hence not subject to regulation by the State of N.J. In fact, it is far superior to any insurance contract you can purchase because it also covers expert fees which most do not. Also, it is doubtful that what Murphy is doing by executive order is even constitutional.

[Old Glock guy 1,127]

This whole thing is pretty weird because one of the demands among anti-gunners is to pass laws requiring gun owners to carry insurance, similar to car insurance, an analogy they are fond of using.  And yet, they then turn around and call it "murder insurance." 

I'm pretty sure this would eventually be found unconstitutional, but NJ just makes laws, and the Constitution be damned. 

[louu 399]

Does this effect me and my US law shield? 

[CMJeepster 2,778]

Yet another move to look like you're trying to do something without actually addressing a root issue.  Wanna reduce gun-related crime?  Get to the root of the problem!

[father-of-three 243]

Self defense is not "improper use of a firearm," but I clearly hold the minority viewpoint in a "democracy" run by Democrats.

[BobA 1,235]

23 hours ago, Scorpio64 said:

How many CCW holders are there in NJ?  Most of them are judges, prosecutors, demonrat fat cat campaign contributors

Just like the mag laws, he'll screw all the retired LEOs too.  We look at them as cops but if they have to fire their weapon they no longer have the backing of the township, state or unions.  They need it as much as anyone else.

[raz-0 1,259]

On 10/21/2019 at 8:32 PM, Old Glock guy said:

This whole thing is pretty weird because one of the demands among anti-gunners is to pass laws requiring gun owners to carry insurance, similar to car insurance, an analogy they are fond of using.  And yet, they then turn around and call it "murder insurance." 

I'm pretty sure this would eventually be found unconstitutional, but NJ just makes laws, and the Constitution be damned. 

Yes, that was pointed out as why insurance requirements were bullshit. And gee.. look. 

They also said that red flag laws wouldn't be abused and we already have multiple instances of them being used to threaten and suppress opposition speech. Imagine that. 

[Cemeterys Gun Blob 165]

On 10/22/2019 at 4:08 PM, BobA said:

Just like the mag laws, he'll screw all the retired LEOs too.  We look at them as cops but if they have to fire their weapon they no longer have the backing of the township, state or unions.  They need it as much as anyone else.

HAHAHA!!!!

I didn't think of that.  Now retired LEO's and houty touty are just as vulnerable as anybody else.  Only thing that could help them is having a judge toss any lawsuit against them now.

[JohnnyB 4,325]

Did you all listen to Anthony Colandro? Jersey is planning to be the first state to ban ALL SEMI AUTOMATIC RIFLES!

EVERYONE NEEDS TO GET OUT AND VOTE!!!

[Pizza Bob 1,488]

On 10/21/2019 at 10:58 PM, louu said:

Does this effect me and my US law shield? 

Yes

[Cemeterys Gun Blob 165]

12 hours ago, JohnnyB said:

Did you all listen to Anthony Colandro? Jersey is planning to be the first state to ban ALL SEMI AUTOMATIC RIFLES!

EVERYONE NEEDS TO GET OUT AND VOTE!!!

He say this on his podcast? You recall which episode?

[DirtyDigz 1,812]

11 minutes ago, Cemeterys Gun Blob said:

He say this on his podcast? You recall which episode?

The latest 2 I believe, Ep. 440 and Ep. 441:

https://gunforhire.com/radio/

[10X 3,296]

On 10/21/2019 at 10:58 PM, louu said:

Does this effect me and my US law shield? 

I assume Nappen is still hawking the insurance...has anyone been to one of his seminars since the executive order?  I’m interested in what he had to say about it. 

[DirtyDigz 1,812]

1 hour ago, 10X said:

I assume Nappen is still hawking the insurance...has anyone been to one of his seminars since the executive order?  I’m interested in what he had to say about it. 

They say US law shield is a legal service, not insurance, and is not affected by the executive order.