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DeBlasio's official Mayoral Portrait revealed!

Go take a look at Series I Savings Bonds. They're tied to inflation and are currently paying 7.12%. As long as inflation stays up (and today's report shows that), these bonds will make you some coin. You have to hold them for at least 12 months and can buy up to $10k a year per social security number. This rate is a lot better than the 0.5% being paid by the high yield savings accounts. https://www.treasurydirect.gov/indiv/products/prod_ibonds_glance.htm

9mm or .22

There are no high yield low risk investments anymore, thats why people and institutions have to gamble in the stock market chasing yield Currently people are spending money hand over fist for items they don't need and really can't afford. https://wolfstreet.com/2021/12/01/when-will-consumers-balk-at-surging-price/ The better strategy would be to accumulate cash in reserves despite the effects of price inflation on bank accounts. When a recession hits and the boom turns into a bust the wise strategy is to buy the other guy's problem at a substantial discount because you have cash.

2 year period is very short time period. I wouldn't put that money into anything other than something like CDs, high yield money market or just park it in a savings account or other VERY safe investments. You aren't going to get any "return" but you aren't risking any of your principal.

We haven't had a shotgun shoot in a while and why not bring out some of your new toys you got for Christmas? Seeing who would be down for a Day-After-Christmas Shotgun Shoot at Clinton WMA Who's in?

Something to also consider, buy now (borrow more if you can) with the low interest rates, in a few years if rates go up, whatever you gained, you might end up paying back more. Take a 30 year loan make some extra payments, as many as you can, the money you save in interest really adds up.

Looks like CNBC is reading my post here... Also, you can each buy $10K this month, then in January buy another $10K each. And if you have a business, that business can also buy up to $10K a year: ......."Another downside of I bonds is the annual purchase limits. Individuals generally can’t buy more than $10,000 in electronic assets per calendar year. However, with the year-end approaching, an individual may buy $20,000 by purchasing $10,000 by Dec. 31, 2021, and another $10,000 on Jan. 1, 2022, or later." This is exactly what I am doing. https://www.cnbc.com/2021/12/10/couples-can-fight-inflation-with-7point12percent-risk-free-interest-on-40000-.html

I really wanna know if places like 11'8" bridge make more money from fines/youtube ad revenue than what it costs to pay a structural engineer, inspector, police, repair crew, etc for what is apparently something that happens almost weekly (from another video I've seen, I seem to remember like 48 incidents in a year). Or paying one time to "lower" the road a few inches over say 150-200'.

Keep this mind before putting more money into the market. https://www.cnbc.com/2021/12/01/ceos-and-insiders-sell-a-record-69-billion-of-their-stock.html Returns in the market aren't realized until the positions are sold and the cash in your account

Getting closer to INSTANT everyday.

Years ago I would find myself in filthadelphia and other cities late at night for work, so glad I don't need to anymore. Had a couple of accounts that would direct us to be gone before sundown and they weren't 24hr operations. Plenty of other accounts were and wouldn't hesitate to place an after hours service call. Someone attempted to mug my boss one night. He was carrying his tool bag with the shoulder strap and had his hand on his handgun inside a pocket of the tool bag. Quick/easy presentation of his handgun and the misunderstood citizen fled. He was a Pa resident and had his license to carry. I don't recall ever seeing or hearing a company policy about carrying on the job back then. There's written policies against it now, includes all offices in all states throughout the country. Someone from our Dallas office told me a story about when an HR rep from NY went down there for some type of training and the subject came up. The HR rep was taken aback over the thought of employees wanting to carry and even being able to.

With inflation as it is, anything not making gains to match it, is a loss. But what you do depends on how much you are depending on that 30 to 40k at the end of the 2 years. If its imperative you still have it in two years then any investment with potential for gains may be too risky. Two years is a short window. Not much time to recover a loss. Sure, you could get lucky with an index fund for example, but you could also lose a chunk of that money if the timing is bad. If that’s a situation that will force you to alter your plans in two years, then it may be better just to avoid any loses and not worry about gains.

Some states are direct to NICS (I believe PA is direct) and thus is a much faster system NJ is a Point of Contact state, so dealers submit to NJ & NJ Re-submits to NICS. They (NJ) get their cut off the top and you wait till they get it done. This is just another reason why NJ sucks......