These rules just get sillier and sillier.
Why not keep it simple...
If you are not the type of person who will shoot someone else at the slightest provocation, real or imagined, then go ahead and carry a gun.
If you are not the type of person who will shoot someone else at the slightest provocation, real or imagined, then go ahead and carry hollowpoint, ball, or really really pointy bullets. They don't do any damage to anything while they are still in the gun.
If you are not the type of person who will shoot someone else at the slightest provocation, real or imagined, and therefore unlikely to fire the round in the chamber, then go ahead and carry as many other rounds in the magazine as you like. You're not going to be firing those without firing the one in the chamber first.
If you are not the type of person who will shoot someone else at the slightest provocation, real or imagined, even from a less sensitive area, e.g. the street, into a more sensitive area, e.g. a school, then go ahead and carry in the school too.
Used to be a cop? Irrelevant.
Currently a cop? Irrelevant.
Currently a Judge? Irrelevant.
A convicted violent felon? Very relevant.