I am looking to get an insurance policy for my gun collection and was shopping around on the net. After looking online I found that there are a ton of companies and I am having a problem making a decision on who to go with. I was wondering if anyone on here has some first hand experience and who do you use?

I use USAA for my home and auto insurance. My guns were an added attachment to my coverage. If falls under the same valuable property category as jewelry like my wife's engagement ring, etc.

I believe you need to be current or ex-military to get USAA, or a direct descendent. I got mine from my dad.

I am an insurance producer with state farm. If you have appraisals or recent receipts that should be all you need. if you want, PM me, ill need some more info from you and i can work up a quote..

 

Wayne

Franklin Mutual does a good job. They charged me $39 bucks per year for 10k in gun coverage.

Here's an "agreed value" collectibles insurer that doesn't require serial numbers or appraisals...

 

http://www.collectinsure.com/

 

Adios,

 

Pizza Bob

Here's an "agreed value" collectibles insurer that doesn't require serial numbers or appraisals...

 

http://www.collectinsure.com/

 

Adios,

 

Pizza Bob

 

How is the company itself??? Have there been problems with claims etc?

 

Thanks

 

Nick

How is the company itself??? Have there been problems with claims etc?

 

Thanks

 

Nick

 

 

No personal experience. My friend uses them and recommended them to me, but I don't think he's ever had to make a claim. Do your due diligence and caveat emptor - I put it out there for information purposes only. Most homeowners insurance will require a list of serial numbers and an appraisal - a lot of gun owners are loathe to make 2nd and 3rd parties privvy to their collection. They've been around awhile.

 

Adios,

 

PIzza Bob

Good topic, never thought of this, I have NJ Manufactures for my home and auto and I'll have to double check my policy to see if there is anything special I need to do with firearms, I hope not being I am already covered for 250K for items in the home and double that for the house itself and that cost me enough each year as is..

 

Harry

yeah usually firearms are considered a separate coverage with most companies and for excessive amts of coverage you either need a "rider" to a homeowners ins pol or a separate policy (sometimes called a personal articles) similar to jewelry.

I am looking to get an insurance policy for my gun collection and was shopping around on the net. After looking online I found that there are a ton of companies and I am having a problem making a decision on who to go with. I was wondering if anyone on here has some first hand experience and who do you use?

 

Years ago I had the same concernes and spend time searching on the internet for companies and can say that read all kind of oppinions, comments, recomendations or greetings. Honestly for me this article regarding a list of insurance companies were really helpfull for me. So for a year I am using GMAC Insurance Company with no worries.

Hope I could help you!