Hi people. Anyone here buy or have a good self defense insurance policy. I don't know enough to pick a good from a bad one. I see the NRA has CCW insurance option or is there anything better out there? Thanks in advance.

 

 

In this state even if your right your wrong.

They have about 400 or so potential customers in the PRNJ so not a good business plan to market in this state.

 

Since you can only CCW in your home or owned place of business, this insurance does not apply. It is only for people

who have an actual CCW permit. Unless you are one of 400, it does not apply IMHO.

http://www.njgunforums.com/forum/index.php/topic/78290-anyone-here-use-ccw-insurance/?hl=%22ccw+insurance%22

I had a million dollar bond that was relatively cheap. But I don't recall company. Ty in the above link has the same thing for about 140 bux.

 

 

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You can just get an umbrella insurance policy but make sure you check the restrictions.  Geico seems to be pretty good on them.  

Correct me if I'm wrong, but don't umbrella policy's only protect you in a civil suit? Most CCW insurance covers some legal costs if you're charged criminally for a good shoot I believe.

If you live in NJ who are you going to shoot?   If he plans on CCW as one of the lucky few in NJ he should just go to ccwsafe.com and get CCW specific insurance.  If he shoots someone in his house that's not considered CCW.   

 

There are specific insurance policies for legal insurance for criminal or civil representation.  I have it, don't know much of the details because my company provides it because of certain requirements on me.  

 

here's an example:

 

https://www.legalshield.com/personal-legal-plans?utm_source=google&utm_medium=cpc&utm_campaign=legalshield_legal_terms_personal_us&gclid=CLvFj_Hxx8sCFdgKgQodJsoP7Q

I live in NJ so anything CCW is a moot point