JackDaWack

So youre saying that by reading the article i would see your thread title is wrong or misleading at best?

Uh, no. JFC. That's called an "observation", do we need to cover what a definition is now? lol ALL the data you provided here is based on observations, and you're touting it as "fact", no? So, its abundantly clear you literally only source information you agree with, or make some weird attempt to twist it to your own meaning.. I mean every single definition i have found not only has nothing about "opinions", but literally has the word FACT in it. And no, my statement is not an opinion, It is a fact. You have yet to correct the title of the thread, or acknowledge the fact that 82% number is GROSSLY wrong, base on FACTUAL data pre-covid. In fact, your entire attempt to circumvent the conversation revolved around arguing over an economic recovery that never happened instead of identifying that 62% that make up that 82% were in the same damn boat in 2018, well before covid.. or acknowledging the upward trend that puts that number even higher in 2019. In reality, based on observed data, that puts maybe 20% or less in a worse financial situation due to Covid. If you our the author acknowldeged that, maybe people could have a better more honest conversation. While 20% isnt 82%, its not a number to brush off by any means, but its an honest number. observation [ ob-zur-vey-shuhn ]SHOW IPA SEE SYNONYMS FOR observation ON THESAURUS.COM noun -an act or instance of noticing or perceiving. -an act or instance of regarding attentively or watching. -the faculty or habit of observing or noticing. -an act or instance of viewing or noting a fact or occurrence for some scientific or other special purpose -the information or record secured by such an act

BUT 82% of Americans cant afford an emergency BECAUSE OF COVID. I was simply pointing out that 82% is much MUCH lower due to COVID. Something the OP has no interest in acknowledging because it doesn't paint a apocalyptic picture or jive with his purpose for posting this thread.

Wow, what did we move there like 5 goal posts? lol. An observation is an observation, its not an "opinion". I didn't provide a single opinion in this entire thread.

I dont have any questions. I made an observation on data in this thread you clearly ignored. Your headline and article is misleading based on the before data.. pure clickbait. Why would you look at data before, 1 2 or even 5 years? Well, how else do you determine patterns or trends? Really? So a majority of Americans couldn't afford a $500 emergency before covid, the data posted suggest it was already nearing 70% in 2018 for a $400 dollar emergency, AND Increasing annually. Those are irrefutable facts, and don't at all align with your thread title. Most people accounted for who couldn't handle a financial emergency post covid couldn't handle one pre covid either.

So how do you determine how it has "changed" with out examining at least the last 5-10 years smartypants?

So pointing out the downward trend of the POINT OF YOUR thread is completely relevant and its why someone else posted it and why I commented on it. And on cue, you deflected the point again about the last economic recovery. Its entirely worth pointing out that 82% of Americans not prepared for an emergency has little to do with covid Or any aspect of the economy.

Its actually interesting that the person who owns the product is 100% liable for basically everything in thst photo, including the damn boat!! Imagine having to suck up the loss from losing your products, but then getting a bill to fix the damn ship too!

@Sniper Wtf are you talking about? I specifically commented on the shit posted from 2013 to 2018.. ya know the ONLY data here showing the trend I pointed out Get with it, man. What does anything after 2018 have to do with my comment? Oh right, absofuckinglutly NOTHING. If this wasn't evident it should have been considering what was posted here. But flame the fuck on man.

So the statements made by 99% of economists defies reality? You can find the links on your own. Stop being lazy. Or in this case ignorant. Im sure you drift over 99% of what you read until you hit the 1% that you agree with. Its not like you've been trying to rub two nickles together for 12 years now. Right? I know I sure as shit haven't been living in a recession since 2012. I've seen my net worth increase drastically, along with every person in my family, and many friends. The economy is not measured by debt or savings, yet 99% of people perceive those two single factors as their financial meter. Its also not measured by people getting back what they lost pre recession...yet that is what people look for. Sniper is saying at no point in time has the economy recovered since 2008, even pre covid. Its pointless to argue because he will just post a billion diagrams about personal debt and he will argue it for 3 pages.

Why don't you Google it. Do I have to do everything for you?

Hope you all weren't waiting on a PS5.

Interesting that the percent ill prepared for an emergency increased as the economy recovered.

Thats not even expensive considering the cost of high end flash lights.

Three points about this topic. A) I'm not looking to just arm myself. If possible I'd like that to look more like a small militia, and i don't expect most people in my inner circle to have much. B) if I'm ever in a firefight, conserving ammunition is always necessary, but I dont want to be counting bullets KNOWING I will run out. C) there is always the long term aspect of ammo. If civilization collapsed do you have enough for a lifetime? If you live in an urban setting, just consider yourself dead unless you aren't out before the SHTF. Moving during any point after all hell brakes loose will be detrimental, and you will be on foot.

They are completely printed now, at least the renewals.

I'm not sure what the process is, but they back dated the shit outta mine that was a year expired.

How do you pass an ammo tax if you cant pass "gun control". It would be nice to see the SCOTUS drop all taxes and fees associated with firearms.

U know anyone who wants more.. at those prices I've got plenty to sell. I'm over flowing with .223/5.56 its soo damn tempting to even sell just a single case.

Werd.

Doesn't matter how much you put down, your monthly payments cant exceed a percentage of the amount of available cash you earn that doesn't go towards paying off any other debts. Like I said, this ain't 2007 anymore. I'm not sure how you know so many people who paid 3.5% for a down payment, but it just increases their monthly payments with mortgage insurance. Yeah the same house costs astronomically more money, but they still have to earn an equal percentage as if they put down 20%. It doesn't change the liability or threshold for making your payments since its factored in. I think people severely underestimate the costs of running a home and keeping up with those costs. Very few people can afford to have someone come fix every little issue that pops up. I would have been out of my house the year I moved in if I wasn't capable. However, being skillful and resourceful has saved me probably 50 grand in my home in the few years I've owned it. That includes pulling proper permits when required.

Mortgage companies will not approve a loan if that were true. What does happen, is after people get their Mortgage, they pile on credit debt until they can't manage it anymore. Aka, living beyond their means. I have seen VERY few foreclosures take place in 2 years let alone 1. They would literally have to not pay a single payment from day one. Its takes forever to evict someone.

Meh, I dont see the same metrics in the housing market that were around pre 2008. You had people foreclosing on homes they could never afford before they bought the house. If the economy slumps foreclosures will rise, that's a given, but its not going to drive the recession like it did in 2008. In 2016 we went through a very lengthy financial process to open a mortgage, something that didn't really exist before 2008. If the housing market enters a state of "crisis", basically everything else will be too. However, it will be due to increasing unemployment and not junk bonds or people who would default on their loan by taking a 100 dollar a week pay cut. With the current economic state, foreclosures are going to happen no doubt.. and the longer this artificial shutdown goes the worse its going to be.

Just trying to justify the purchase even if it is cheap. I have the JP enhanced spring in one of my rifles I like, but wanted to see if it compared. I'm gonna pick them up even if just for spares.

Anyone try these?