Just an update - The Keltec I picked off of Steve worked flawlessly. It has gone through 2 range trips so far and <knock on wood> I haven't experienced a single problem yet. I was a bit shy about picking up a Keltec but I can honestly say I have no complaints. Put a pair of Diamondhead Sights and a nice foregrip on the sucker and have been running it through the ringer.
Thanks again Steve for the easy/entertaining transaction and I would certainly hit up Monmouth Arms again.