Keep you eyes out everyone. This is recent.

 

 

http://redtape.msnbc.msn.com/_news/2012/03/30/10940640-mastercard-visa-confirm-credit-card-data-theft-described-as-massive

I just got the call from my bank that my business check card was on a list. 3rd time in as many years

My CC company seams to always put holds on my cards thinking it is stolen when it is not. Last time was after a large purchase at a liquor store for a party I was throwing. I called up and asked if my card getting a swipe at a liquor store was really that weird for its use and got an uncomfortable laugh form the lady on the other hand.

I have my CC send me alerts when i use it. You cant use my card with out it sending an e-mail, unless you purchased something under 50 bucks.

I have my CC send me alerts when i use it. You cant use my card with out it sending an e-mail, unless you purchased something under 50 bucks.

 

 

Which bank is your CC with? That's a cool feature.

My CC company seams to always put holds on my cards thinking it is stolen when it is not. Last time was after a large purchase at a liquor store for a party I was throwing. I called up and asked if my card getting a swipe at a liquor store was really that weird for its use and got an uncomfortable laugh form the lady on the other hand.

 

 

They go by a fraud-scoring model. Sometime the model needs some time to adapt to your usage. Other times, it simply detects a transaction "out of the normal" for your normal spending trends it flags it as a potential fraud and you will be contacted by the issuing bank.

Chase

Thanks. I'll have to check that out. My BoA card is my primary and my Chase card only gets used a few times per year.

I have a second checking account that I used to use for expenses related traveling (gas, tolls, etc) because I spent a significant time with on-site client vists. I still havet that account and use it for online purchases. I don't have any CC so I have to use a debit card. This way if the card is stolen, my money safe except for what is in that account. I also use this account for any recurring charges like Easy Pass and web hosting. I just keep enough funds in there to keep the account open (~$100) and transfer in whatever I need to cover a purchase.

BoA allows you to set up text and email alerts for your credit card

BoA allows you to set up text and email alerts for your credit card

 

They also say their customers are dead, foreclose on houses that are current/paid off, and repossess cars that never had a loan on them.

BoA allows you to set up text and email alerts for your credit card

 

 

I know they allow for cerain emails and alerts, but not for when a transaction is performed each time, do they?

I know they allow for cerain emails and alerts, but not for when a transaction is performed each time, do they?

 

I have mine set up for a dollar limit. Once you sign in click the alerts tab on the red bar and you will see 10 different alerts you can manage.

I have mine set up for a dollar limit. Once you sign in click the alerts tab on the red bar and you will see 10 different alerts you can manage.

 

 

Yea, I remember seeing the limit one. I guess that's better than nothing. Most of the time when I got hit it was several transactions for less than $100. Now that I think of what I just typed, I could set my limit to $1 and essetially, get notified for every transaction, right?

Yeah that would work.

Yea, I remember seeing the limit one. I guess that's better than nothing. Most of the time when I got hit it was several transactions for less than $100. Now that I think of what I just typed, I could set my limit to $1 and essetially, get notified for every transaction, right?

 

 

Looks like many of the alerts thresholds start at $100 and not below. I guess it's still better than nothing.

I was able to use trans over $1 on the credit card side. I didn't realize I could setup alerts for credit card, savings and checking. Pretty neat. Thanks.