For my majors- I'm looking at a a dual major of finance and business management and then minor (possibly major as well) of criminal law and justice.

 

From what everyone has said on here who gave opinions I'm basically beating myself up it sounds like it. See some people are in same boat as me so that makes me feel better. I guess I just figure I was this only bum when really I'm not. Maybe this damn weather is getting to me (I hate the cold lol).

 

I am lucky to me debt free and can afford almost everything I want, but my mind set is always proper on is it something I honestly need or just want. Once again thanks everyone!

Just one point that bugs me a little if you are still living at home rent free and then use the phrase afford everything I want please clarify. If you are buying a bunch of luxury items (gun toys whatever ) then IMO that is taking advantage of your parents esp if they are paying for school. If you are saving and buying a few luxury items as long as you are saving as much as you can that's cool. You need to sit down and take a good look at yourself if the guilt is justified or not.

Oh not one bit I help my mom out every way I can. She's stubborn and doesn't let me always so every once in awhile when I notice its time to go food shopping I'll drop the couple hundred on food for us, plus I get what I'd like too lol. Also I put my labor as much as possible to house and if ever I think something needs fixing or update I do. For example I just put in a enormous shed last year that I built from ground up and no expense for my mom. Made is match are house but instead of our aluminum siding I put vinyl, but roof matches, auto lights match, exterior door paint matches. So yes I am NOT taking advantage, I would never to my mom nor dad. I was brought up better then that.

 

Edit: buying expensive items meaning here and there not everyday. For example if I bought a gun today I wouldn't buy another for months to a year, although I can afford another, my money is being saved for future and normal expense like gas for my truck, cell phone bill and tht jazz.

Cool I was not attacking it was just the way it was writen I wanted to clarify then you are good

Cool I was not attacking it was just the way it was writen I wanted to clarify then you are good

Oh no I understand, its always hard to tell how people are saying things over computers/texting. But yea nope I don't screw parents over! Thanks man.

Take the Civil Service test, get a LE/Govt job and you are set for life. Pay, medical all the fringe benefits it entitles you to.

Take the Civil Service test, get a LE/Govt job and you are set for life. Pay, medical all the fringe benefits it entitles you to.

Yea I want to take civil test, my other thread I had I was interested in corrections job. I know I just missed the test though but looking into other options (federal/ out of state)

I would beg to differ.... The OP has not said that they are an accounting major....rather a specialty in finance, as opposed to a run of the mill minor in finance and major in management as I see it.

 

In the coming years he will go further with his cj degree, depending on he applies it than a mgmt degree.

 

Also as you have stated the area where we are now there is a demand for someone in 'finance'.....but what if the op wants to move out of the ny area... Well he can move to Charlotte nc and hope to,land something there.... The point being its limited in scope.

 

I'm guessing your in your twenties....in the past I have seen quite a number of financial folks out of work.....

 

The op should not be looking at serious $ out of school...that would be nice...but he needs to look at longevity and his personal marketability in his trade years down the line. Criminal justice will take him further in this day and age...UNLESS he is a specialty in finance. I do know forensic accountants that do quite quite well...and I know run of the mill accountants that just get by....

 

I know biz mgmt, marketing finance type that graduated in the past two years that are either waiting tables or selling appliances at lowes.... Funny thing is..the guy at lowes, is doing quite well....

While there are certainly lots of benefits to getting a govt/leo job, completely writing off a business or finance major as a bad idea is foolish. There are plenty of people who are graduating and getting good positions at good companies, for better pay than a govt job.

 

With a normal business finance degree you can (if you choose to) start in an entry level position at a brokerage firm and in a few years be making over 100k as a trading assistant or similar position. Most people who are good at their job become traders or sales people after another few years and in my experience make anywhere between 2-500k a year. Making that kind of money you can work for 10yrs or so and then you have enough of a nest egg to find something you enjoy doing if you so choose. There are lots of consulting and other gigs available to ppl with experience.

 

Is this the case with everyone? Of course not. But if you are are hard worker and persistent you can earn significantly more through the private sector.

 

Yes I am in my 20's and have several friends I graduated with who are now making over 200/yr. I personally graduated with a business management major and dont work in finance (or make close to 200k) but I do very well for myself, making substantially more than I would at a leo/govt job. I also don't have any of the inherent risks a leo job entails.

 

My point really boils down to this - OP please dont write off looking into getting a job in the corporate world bc you think you won't land a good position. They are out there, you just have to hunt for them.