Maksim

Congratulations bud! Anastasia and I are extremly happy for you! :clap: As for the gun, clean it, worst case, send it to Kimber. I know when my brother's XD started rusting, they just refinished the whole gun.

correct, amongts other things. =P

Absolutely. I agree with that 100%. However, i will disagree with you on one thing. I have seen more people piss away money to gambling on stocks, listening to suze orman, than listening to a qualified professional, who is held to a fiduciary standard, that any independent advisor is. the job of any true professional is not to make you alot of money, but rather make you enough to get to your goals, while taking the least amount of risk. I do take it a bit as an insult to be put into the category of jim cramer, or the crap scam emails you get guaranteeing you 100% returns. this would be the same as someone calling any of us right wing radical gun nuts, who are going to bomb something. People who jumped after 9/11 were short sighted and I hope had other reasons. More people commited suicide after the crash in 87. guess what, any clients working with a half decent advisor recovered by 2003, and were making money through 2008. Most of my clients, over the last 3 years are positive 5% to 10%, with a few folks who were more aggresive which are down single digits. but it is not about investments, and if you ask any of my clients, they will tell you that, obviously, for privacy and legal reasons i cant disclose who. =P Obviously fee based, independent advisors, such as myself, have clients interests in mind first, as we dont get commissions, and are held to the highest regards of the law in the eyes of the states and the sec. But, I am not going to throw any merril lynch type advisors, or even insurance guys, because to the greater extent, they are still liable. If you invest your own money, blow up your account, because you bought a sales pitch about a sure winner, whose fault is that? If you want to blame anyone, it is yourself and Scottrade, Etrade, TD Ameritrade, Schwab. but still, they give you the tools. i will be the first to admit it, I blew up 3 of my own accounts when I traded, before I got into the planning field. Obviously everyone is tempted to gamble when the market is overpriced, and panick when it is time to buy. For that reason, any of my clients that daytrade or invest on their own, I tell them to open up a seperate account, put in 10k in it, and day trade allll you want. It will not make a bit of a difference for your retirement dollars. and btw... a true financial planner, doesnt matter when your money is, either in 401k or what not, we still cover those assets. =) Here is an article I send out to all the prospective clients before I meet with them. http://www.maksfs.com/fiduciary.pdf so yes, while I agree with you about things to look for, I am completely offended to be placed in that category. to Chris, you should do both. You ought to be putting away enough for your future, and have the ability to get to that money in case any emergencies or opportunities come up. And no one ever said that you cannot touch your money. But quite honestly, unless you have 6 months of expenses sitting in cash, dont even think of investing a penny of your money. Any money that you forsee needing in the next 3 years, is not to be invested. In all likelyhood, at the end of 3 years, I may be worth less than it is today, or it may not. After you have 6 months of expenses saved up, then..... and only then, start putting money away in investments. the only exception to the rule is if you have consumer debt, or your 401k is giving you a match (free money), in that case, put enough to get the full match. Disclaimer: Nothing here is to be construed as personal advice, please consult your own financial professional.* *: by financial professional, preferably not someone who does income taxes and decides to make extra money investing your IRA contributions with a 5% sales commission, or your estate attorney who wants to make a fee managing the trust. =P

glad to hear there wasnt a long long wait. Planning on being there around noon tomorrow.... with a new purchase. lol.

Lorenzo, It is awesome to hear that you had a great time, and it was worth the trip up and down. Feels great eh? I am proud of both, BA and ShoreShot of the service they provided. Obviously, it was more, but it seems to me, the price was worth it to you. the extra attention to safety, is something that I believe is here to stay, for the time being at least, due to the recent trajedy. at the same time, that is why there was no 1911 to test out. Now to the guns.... it seems to me that the m&p fits you hand better versus the glock with the bite. Yes, the stock trigger is nicer on the glocks, but I do like the overall fit on the m&p. I had a pleasure of shooting a few, and it fit my hand quite well. I did own a glock for a short time, and while it was a great shooter, precision wise, it hurt my hand, and after a few rounds, the accuracy would go down as I was not able to shoot it comfortably. Once again, it is not a fault with the gun, it was merely that the gun didnt fit my smaller hands.

the only issue with that is im pretty sure that running across tons of 7.62x54 laying all over the place will be kind of tough.. lol Not with the hoarders we have here and the popularity of the mosins. =P Just stock up now.... And wayyyyyyyy cheaper than 308.

See, this is where a DMR rifle is perfect. Take a romak, or a true russian dragunov or tigr..... 7.62x54r, and is as versatile from 50 yards to 600. and.... you can put a bayo on it. lol.

oooh, hunting 101.... Arent like over 90% of the shots within 75 yards? shooting anything over 200 being irresponsible? btw.... able to login?

well, pinky is coming down on sunday.... so thinking maybe have a bigger group on sunday.

bring them!

to the top. 75 and sunny tomorrow!

Washington Township, Mercer County...... and you DO NOT want to speed through their little stretch of road.

wtf is wrong with people. So here is one.... Imagine you have a CCW, and this creep comes up behind you, startles you as he pees on your leg, you pull out your gun, and put one in his forehead.... How would that go down? Seriously, I bet you this one would be one of the first. Had this guy done this in Newark, Camden, Elizabeth or Trenton.... this guy would be found sooner...... dead.

Just confirmed, $5 shipping ends tuesday. Ammo sale price may end this weekend.

btw, thanks for the website.... Just looked at east windsor... Do we really need 2 assistant principals making $120k each, on top of $140 that the school principal makes? sheesh. the lowest starting salary I saw was 48k. Highest over 100k.

Teachers work by contract, they have the option of getting pay for the 12 month period or get their salaries paid during the school year, that

wait... and yes... I have clients who are teachers. Both, making 80k a year in East brunswick highschool and have tenure, and pension, along with teaching at rutgers.... I have a client who is teaching computer science, in staten island making 65k a year, after 3 years, starting pay was 55k. and I have teachers in milltown, making 40k a year starting. Last client that sticks out.... brand new teacher in Brick.... straight out of college with a bachelors, makes 53k.

this is where the school district makes the difference. high property taxes = high salary. teachers in mercer county get paid fairly well. HOWEVER..... Teachers in Russia and China get paid garbage, however they are turning out smarter minds. The problem isnt the money guys.... The problem is that most parents dont give a shit, most teachers dont care as much, and cant... because they are concerned about getting everyone pass, not making the smart kids who want to learn better. In Elizabeth, more teachers are afraid of the students than the other way around. All of this leads to the fact that a high school diploma qualifies you for a mcdonalds job flipping burgers. I will say that post high school education is great in the states, but k-12 is absolutely horrendous. I am sure parents cant wait to dump their kids in school as it is free babysitting. Parents are less concerned about what the grades than if their prissy daughter needs an ipod, a cell phone, and a prada/coach/gucci bag so their kid doesnt look like a dork.

+1 to CsJ. CCI stuff is top notch and it is a bit more expensive, $30 a brick (500rnds+) versus $20 to $25 for the cheaper stuff. but it is really good. Mini mags and standard velocity ammo is great. It is perhaps the best non-match grade ammo. Second best, and what I buy in bricks when I can find it, is Federal 40gr and 36gr stuff. Avail either at shops, or in the red packs if you buy from walmarts, outside of nj of course. CCI blazer is also good. runs a bit hot, but is great ammo, never had issues with. I havent seen it in over a year, but have found a few bricks recently at dicks. It was $15 to $16 a brick last I saw it, now it is $20 or $24 at dicks. The stuff to stay away from... Remington golden bullets. Complete garbage, well, mediocre garbage. Worst part, runs dirty, hit or miss quality, and the bullets are coated, so it leaves more crap in the barrel. However, it is the cheapest and most readily avail. Go shoot some CCI mini mags , or standard velocity stuff, look at your fingers from loading and handling the rounds.. Then go do that with the golden bullets. =P

very nice doug...... And..... you help out NJGF. =P They even have 308 that is cheap. Expires soon! Free Shipping on orders of $150 or more. use Promo code 3xship

or even cooler... when you pull down the opening of the mailbox, it cocks the hammer back and cycles the cylinder. lol.

would be even cooler if the trigger and hammer move, along with the cylinder. lol.

I am thinking of going out to dix this weekend. Any takers?

Issues with pensions have to do with the fact that the pensions were underfunded. The 401ks, are employee directed, you fuck up investments, you deal with it. pensions, people were underfunding, states mismanaged, and now still paying those ludicrous rates. Add to the fact that people are living longer.... there is the problem. Everyone wants a handout. This is why alot of the defined benefit plans (pensions) are now switching to 401k plans. Puts the onus on the participant to manage their own money.

Jim Flynn's I have heard of that, it's up north jersey right? Dick's is good yeah, my dad buys Remington 30-30 there with the rebates it comes out real cheap. yep, around there somewhere... just do a search. I have never been there.