Everything posted by JackDaWack
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Nearly 1 in 3 American workers run out of money before payday—even those earning over $100,000
I said debt increases with a good economy.. every single good econmy in US history. You made up some shit beyond that I didnt say. You said it didnt.. Sorry you're wrong.
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NJ History made today (NFA tax stamp approved)
All I want to know is how to apply for some! Anything to flip it to this state is worth a few hundred bucks.
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Nearly 1 in 3 American workers run out of money before payday—even those earning over $100,000
9.1 PERSONAL FINANCIAL LITERACY https://www.state.nj.us/education/cccs/2014/career/91.pdf I do wonder how many schools properly teach this.
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Nearly 1 in 3 American workers run out of money before payday—even those earning over $100,000
There is absolutely nothing wrong with properly managed debt... A majority of people cant buy a house or car with out it. Or receive a good education with out it. Provided all of these debts end with valuable assets which allow you to earn more in the long run, and the interest paid doesn't out-weight other factors. If you are saving to buy a house, and paying rent.. does the rent cost more than the interest if buying one? If so, you stand to lose money buy avoiding debt. In 30 years, the people who rented and outright bought their home can very possible have less net wealth. I can pay off a car and house, at extremely low interest rates, while compounding interest in investments as the economy grows.. earn dividends.. utilize my own free crash to work for me.. instead of not having any being due to it tied up in liquid assets So debt CAN BE GOOD, and can actually increase your net worth over time. Especially if that debt leads to valuable assets. That requires working both side of the market.. and investing your surplus not spending it. And doing it smart. Why would I put all my money into a house to save 3% a year when I can use it to earn potentially 10%? The house eventually gets paid off, and I have a fat retirement account with a major asset like a home. Regulations can go either way... deregulating mortgages led to the housing crisis.. Clinton's dream that every American would own a home.. So they are very important in establishing who can get a loan, ESPECIALLY if we are to bail out dumbass banks for handing out LEGAL predatory loans because people are stupid. Any regulation that makes it harder to borrow money is IMO good, but when we need a way out of a recession.... we print money and loan it out. We make it easier to borrow and start the cycle all over again.
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Nearly 1 in 3 American workers run out of money before payday—even those earning over $100,000
The article doesnt dispute a single thing I have said, and doesn't support a single thing you have said. You just read it all, but being selective in what YOU want to hear. "families get into high-interest credit card debt as the economy grows" What are you even arguing? I said good economies produce high debt... I showed you the graphs, and even a very well written article explaining that from someone who managed Credit debt. You said people paid down debt in good economies, but you havent shown a single piece of evidence that suggests that. Do you want to arguing if this debt is good or bad for an economy? then start doing that because you haven't. Credit agencies just updated how they calculate scores due to people taking out personal loans to pay off credit cards, and then rack up the credit cards again... is that bad? Yes. Will unmanaged credit lead to economic down turn? Yes... but does that mean the economy today is weak? No. In fact, it's a good regulation that will better help lenders know who should not be given more credit. I have shown in a number of different ways how debt is used to grow economies.. at this point you're just ignoring those fact. Whether it's a company looking to expand, a company looking for a start ( as corporate debt also follows the same trend), a family looking to purchase products, a state or local government looking to invest in infrastructure with bonds. All with the specific intent to create cash flow. Unmanaged debt will crash the economy, eventually. They have been calling for this recession since the day Trump took office. As discussed in the article, when people are force to pay down their debt and cant obtain more due to a tightening economy, the economy peaks, less cash flow, and we head into a recession.
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Nearly 1 in 3 American workers run out of money before payday—even those earning over $100,000
Change in GDP, vs credit Odd that it would correlate the exact opposite of what you claim. https://www.google.com/amp/s/www.forbes.com/sites/elenabotella/2020/02/13/credit-card-debt-all-time-high-inflation-recession/amp/ "Historically, high levels of household debt and a booming economy have gone hand-in-hand." And If you have issues with the authenticity of the author... https://www.forbes.com/sites/elenabotella/#2332a9f62f0d
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Nearly 1 in 3 American workers run out of money before payday—even those earning over $100,000
I'm sorry but not a single one of your charts links or data correlates that people pay down debt in a good economy... Factually speaking, debt is used as a vector for economic growth for both the public and private sectors... ThIS is how money enters into an economy after a recession, and how it typically grows. When markets are overvalued and debt finally catches up to the most irresponsible, we move into a recession. But when is debt accrued? Who is handing out debt in a poor economy? So it would be paid down in a good one? The responsible people you mention dont lose their homes and cars during recessions. That's your prize for being smart in a good economy
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Nearly 1 in 3 American workers run out of money before payday—even those earning over $100,000
That's not at all what I'm talking about. And you're arguing a well established point that has been a confounding problem in america for over a 100 years. People don't save money... it's why we started SS. But that has nothing to do with economic strength The data YOU provided shows a clear and obvious trend In economic growth vs average debt. After 2008 people didnt just get money smart and cut revolving credit in half , they just got poor... maybe filed bankruptcy and never recieved new credit for years. In fact about the only difference between now and 2008 for a typical american, is the total amount of student loan debt due to the highest rate of default.. We wouldn't have recessions if a majority of people lived financially responsible. And people have criticized the concept of middle class envy since the early 1900's, familiar with "keeping up with the joneses"? We've also hit a record high amount of corporate debt, which doesnt happen unless an economy can support that debt... Our economy is cyclical.. people didnt all of a sudden just become financially retarded.. it's been this way since borrowing money became common place, and people realized they could own more better things without having to pay up front. The better the economy becomes the more likely banks are to hand out debt. They are still kicking out profits as others default. Our economy would be stronger and stable in the long run if debt was managed better, but a lot of that debt drives our markets. And we are all about free markets.. but since a majority of americans are greedy on both sides of the market.. its a certainty a good economy leads use right into a recession almost like clock work. My point is, and to your original statement.. people live paycheck to paycheck in a good economy, just like they do in a bad one.. making it a poor point of comparison. Economists were calling for a recession back in 2017, prior to the "trump" economy.. and they've been calling for one every year since... That is a interesting point to consider because the higher we go, the harder we fall.
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Nearly 1 in 3 American workers run out of money before payday—even those earning over $100,000
What all these graphs correlate is that people are confident in paying off their debt when they have good jobs, so they dont worry about taking it on.. It's hard to justify big debt when you might lose your job.. I'm not sure what the revelation is here... we have always seen increased debt in a improving economy.. and when it gets out of control it throws us into a deep recession. Economic down turn wouldn't be so bad if people saved money and accrued manageable debt limits. The underlying issue is that banks a "too big to fail" in the eyes of the government... so if they arent held accountable basically no one is.
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Nearly 1 in 3 American workers run out of money before payday—even those earning over $100,000
Hopefully, his credit is shit and no one lends him more money... the problem is when institutions lend out money to these idiots at high rates
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Nearly 1 in 3 American workers run out of money before payday—even those earning over $100,000
Hard to draw a correlation between living pay check to pay check and the health of the economy.. It's the very principle of recessions.. people build up debt in good economic times.. until it catches up to them. When people earn more they spend more.. then the idea living paycheck to paycheck becomes a choice. With low interest rates, people arent afraid to borrow.. to buy big items and spend lots of cash they dont actually have. The diagram itself shows just that... people making over 40k have about the same probability as people making over 200k. Clearly no correlation to income.
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Let's see those Beretta's
The front is fixed to the slide, so during blasting and paint the white dot is obviously removed. I used florescent orange to replace it for better contrast. The rear sight is original and was removed for paint, I'm thinking about replacing it, so I haven't done anything with it.
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Getting rid of a serious flinch
doubling up on ears can have a helpful effect as well. While recoil mitigation needs to be worked on, you might as well try and eliminate the sound and concussion new shooters associate with the recoil.
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Tac 13 arm brace.
Im just pointing out they elaborated on it. I didn't write the letter nor do I enforce it... The whole point they are arguing is that a brace is irrelevant to measurements.. that anything deemed an "accessory" is irrelevant to oal as well. The way they explained it would include, whether they intended to or not, anything that serves no function to the classification of a firearm or the function of the weapon is not measured... that reasoning would stand for other similar "accessories" It stands to reason, if they want you to remove the brace for the only reason it being an accessory.. why not the superficial extension tube? Unlike on an Ar-15, it is an accessory in this case... by that removing the brace and extension tube, the weapon is still fully functional and has not changed its classification. Will the ATF figure that out? Who knows... but it's all there already if they wanted to enforce it, even if they currently do not. Just trying to provide the bigger picture here.
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Tac 13 arm brace.
If i recall correctly, the ATF letter stated that anything which artificially elongated the firearm and served no purposed had to be removed to measure OAL. So that means the buffer tube on a tac 14 is not measured if its removable since it serves no purpose... unlike an ar-15 Top of page 2 https://princelaw.files.wordpress.com/2019/07/atf-folded-brace_redacted.pdf Im sure you could find a way to make it permanently part of the grip... JUST to be safe cause the ATF really will just F over anyone.
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Let's see those Beretta's
- Tac 13 arm brace.
There is one thing that needs to be considered.. WHAT EVERY YOU PUT ON IT, IT MUST BE 26" OAL WITH OUT anything that is removable. Unless there is a pistol grip out there that has an extension tube that is permanently attached, IT IS A NO GO. SO you would need to remove brace and the extension tube from the new pistol grip. and measure OAL. The configuration below is a NO GO on a tac 13- NJ Decides Who Lives & Dies On Altar of Gun Control! Justifiable Need UNCONSTITUTIONAL Post-Heller!
I may not say it often, but.. YOUR WORK IS ALWAYS APPRECIATED!!!- Moving question
I dunno, she was very apologetic without me saying a thing. last round of permits they did very quickly.. 2 weeks maybe..- Moving question
Mine took a month and a half, my new PD said the old one was slow.. although I have no idea what they recieved from them.. I thought records are supposed to be destroyed.- Moving question
" The online S.T.S. 033 Form should be used only after consultation with your local Police Department or the State Police Barracks" I know my PD has NOT changed over yet to this... at least last I checked a few months ago, their website also doesnt imply any updates. Neighboring towns are using it tho.. so I would just check first with a phone call.- Moving question
Go to DMV after moving and get your license updated... they dont send out stickers anymore. Then, Go to new PD, request change address FPID.. they will contact your old PD and give you new one.- Another Walmart Shooting
Thats not how Criminal Justice Reform works.... Cory Bookers salivates at the thought this guy was running around free, victimizing as many people possible.- Can't handle gun IN A GUN SHOP without showing FID card??
It's easier to fake an FPID than a Drivers license.. just sayn... But I wouldn't have any issues if it was presented to myself in that way.- Ammo increase in price
Ammo prices are still low. No one is late to the party just yet. I dont see a reason for the price increase just yet either... no one has started to panic buy.. But that might change very soon... - Tac 13 arm brace.