Braid is the only line which will last for years on your reel. Mono degrades with exposure to sunlight, it stretches and stiffens. If not used regularly, mono will set into shape on your reel, making tangle free casting more problematic.
Use light braid and attach a few feet of mono to the tip. This will give you better hand hold when you have to grab the line to bring in a fish.
As far as visibility: if a fish does not mind hooks, beads, spinners, treble hooks, skirts, etc. - you will not have a problem using braid.
The species which are truly sensitive to line are not swimming within 50yds of the beach, nor are they hunting in the weeds of the lake.
For fresh water, use 8lb or even 6lb braid - size of 2lb mono. For salt, 20-30lb braid.
If using conventional reels, I suggest mono.