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NJGF

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Everything posted by NJGF

  1. One additional item to Kevin's excellent post: If at all avoidable don't fly into/out of NJ/NYC airports with a gun. it should be legal if done correctly but there are lots of people who get jammed by this.
  2. Welcome and join in the fun.
  3. NJGF replied to CageFighter's topic in Rifles
    It only goes to 100 but I think if its legal in NJ you can shoot it at Old Bridge.
  4. ETF's can have lower expenses than the corresponding mutual fund. For example Vanguard VTI has a net expense ratio of 0.05 while the corresponding mutual fund VTSMX has a net expense ratio of 0.16. One of the reasons is that once an ETF is created you are buying and selling them between other investors so the ETF doesn't incur many expenses. On the other hand each time you purchase shares in a Mutual Fund you are effectively buying them from the Mutual Fund company. That means they incur additional costs when there are net sales or purchases (they might have to buy/sell the underlying securities. ETF's are ideal for traders but because they can be less expensive to own they also make good investments for the buy and hold investor. One other downside of inexpensive Mutual Funds is that they don't provide many fees back to the brokerage house (like Fidelity) so Fidelity charges you a substantial $75 fee to purchase them.The fee to just buy the ETF is lower.
  5. I think ETF's trade like stocks so you have to pay a brokerage fee on the purchase/sale. But $7.95 at Fidelity is relatively small. One caveat is that the ETF's trade at THEIR market value (which can be at a discount or premium to the underlying asset). This is different than a mutual fund which can always be purchased/redeemed at the net asset value of the underlying asset. There may be issues when you go to sell a very small ETF if no one wants to purchase it. Mutual funds can also impose restrictions at times of very high sales activity. VTI is the 3rd largest ETF and also has one of the lowest expenses. It is very liquid. FWIF: Ben Stein loves ETF's and loves VTI. Any of the Vanguard ETF's (or mutual funds) have very low expenses.
  6. If the money is for the long term then I like an inexpensive ETF that covers the broad stock market like VTI Vanguard Total Stock Market. You may have to pay a brokerage fee but that is a one time fee and the fees of the ETF are extremely low.
  7. 99.99% of the time no one knows you have a firearm in your vehicle so end of story. Just because no one has been charged under a statute doesn't mean your action is "legal". What is a reasonable deviation? Where does the line get drawn? How far from the most direct route is reasonable? This is not defined in the statutes so it becomes something that a jury decides if one ever gets charged with it. So I have a handgun locked in my trunk and I stop to go to the bathroom. I am traveling in an area with not many stores. I don't know where a bathroom is located so I am effectively looking for one when I am driving. I travel x miles where x can be in feet or miles. While I am in the bathroom some one breaks into my car, takes my gun, hijacks another car, and kills the driver of the other car. Was my trip of x miles to go to the bathroom a reasonable deviation? Up to a prosecutor to charge me and a jury to decide if I am guilty. So what distance should I consider reasonable: .25 miles, 1 mile, 5 miles, 100 miles? It is up to every individual to decide the risk they are willing to take (this is true for lots of things in life). No one is right or wrong. It has been said that we are our own worst enemy in NJ in relation to gun laws. Maybe. Lots of law abiding gun owners want to take as little chances with New Jersey gun laws as possible so they don't deviate at all. I would rather be a little hungry and skip the bathroom as a trade off of facing NJ's draconian gun laws even if the odds are almost nonexistent.
  8. Sorry I missed that.
  9. How about legalizing EVERYTHING and just criminalizing bad behavior of one person on another? Get the government out of our lives.
  10. I thought you can take the online class ONLY if you are ALREADY an NRA Certified Instructor.
  11. NJGF replied to liquidrazer's topic in Introductions
    Welcome.
  12. Welcome. You will learn you have to be very patient in some parts of NJ. Good luck.
  13. My only problem is I seem to "have" to use as many as I can. it is a sickness.
  14. You might want to get more than you actually need just in case one gets lost, mutilated (the dog eats it), etc.
  15. Welcome and good luck. NJ has a "different" way of looking at gun laws than the real America. Here you can first assume it is illegal. Then search for an exemption that allows it. Many of the statutes are conflicting which makes it easy to get it wrong. Forums like this are great. There are a number of sticky pages that will get you started. Keep asking questions until you find out what you want to know.
  16. I have linked to an excellent article that outlines the "gun control debate". It should provide lots of good information that can be used when discussing gun control. Understanding the gun debate, part 1 By Massad Ayoob http://www.backwoodshome.com/understanding-the-gun-debate-part-1/
  17. I haven't tried it now but I know when it is done in the heat of the summer it seems to never completely dry. When you drive on it, it leaves an imprint of the tires (particularly when turning). Let us know how it works if you do in now.
  18. Not exactly the same but the ATF allows your to ship a firearm to your out of state friend as long as they don't take possession of it. Top 10 Frequently Asked Firearms Questions and Answers https://www.atf.gov/resource-center/docs/0501-firearms-top-10-qaspdf/download 6. May I lawfully ship a firearm to myself in a different State? Any person may ship a firearm to himself or herself in the care of another person in the State where he or she intends to hunt or engage in any other lawful activity. The package should be addressed to the owner “in the care of” the out-of-State resident. Top 10 Frequently Asked Firearms Questions and Answers https://www.atf.gov/resource-center/docs/0501-firearms-top-10-qaspdf/download 6. May I lawfully ship a firearm to myself in a different State? Any person may ship a firearm to himself or herself in the care of another person in the State where he or she intends to hunt or engage in any other lawful activity. The package should be addressed to the owner “in the care of” the out-of-State resident. Upon reaching its destination, persons other than the owner must not open the package or take possession of the firearm.
  19. Not sure if that is true for a pump shotgun: 2013 New Jersey Revised Statutes Title 2C - THE NEW JERSEY CODE OF CRIMINAL JUSTICE Section 2C:39-1 - Definitions. http://law.justia.com/codes/new-jersey/2013/title-2c/section-2c-39-1 y."Large capacity ammunition magazine" means a box, drum, tube or other container which is capable of holding more than 15 rounds of ammunition to be fed continuously and directly therefrom into a semi-automatic firearm."
  20. Welcome to the state. Actually it would have been better to bring to NJ any firearms purchased outside of NJ as then there would be no record of them in NJ. We don't have any requirement to register firearms in NJ. The firearms do have to be legal in NJ.
  21. Pump shotguns have few limitations. They have to have a minimum barrel length of 18" and a minimum overall length of 26".
  22. True. But I do the same when an anti presents me with some proof from the New York Times. I think the best "proof" are facts from the government statistics like the FBI. The facts are on our side but are never mentioned in the mainstream media.
  23. I think I would be a little worried about discussing 2a on an airplane.
  24. I used to use: "if my grandmother had wings she could fly"

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