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About JHZR2

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    NJGF Member
  • Birthday 01/01/1970

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    Range 14 & Holmesburg

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  1. It was semi rhetorical... it’s incredible how difficult it is to just find more garage space... including in SJ where there’s a lot of open space...
  2. Thanks for the info. Funny thing to this is I really want the garage, not the house. It could be bulldozed for all I care, or at least be uninhabitable, if they would let me just upkeep it to prevent degradation. I’d accept no COO if they would lite me use the detached garage and leave the house vacant... wonder how that would go over?
  3. Apparently selling as-is allows the transaction to proceed. It would be a cash purchase. I guess there needs to be some sort of promise to do the work? Or is it just that one can’t get a CO (which Imactuallyndont care about)? But 20-30k is a major consideration. Wonder what it would actually cost if there wasn’t a law forcing it...
  4. My home has municipal sewer. I’m looking at a property as an investment, which currently has a cesspool. Current NJ regulations require these to be changed over to septic or other approved method. I get it that a lot depends, and pricing can range widely. This is a small house - two bedrooms, 1.5 baths. Gloucester county between Glassboro and Vineland. Not a lot around there, but it’s not wetlands, beach, etc. Any thoughts on what a new septic system will cost? Again I get it that it depends, and a ROM might be +/- 50%. Just trying to determine home value given this major modification. Thanks for any info you can provide!
  5. One post on here gives statistics with backing. For example, in Italy, 90% of coved deaths were over 70yo, most had co-morbidities, often 3-4 associated. So wouldn’t it make the slightest inkling of sense that some assessment of risk should go into the decisions, and some basis of the facts coming from Italy, the cruise ship, etc. before putting people on a vent? Chances are, especially in a resource constrained environment, not every 40yo who has chest pain is going on a ventilator. So then it comes back to my initial premise. Those who get put on ventilators likely have other risks, other challenges, etc. You mentioning that one example as anecdotal evidence does not establish a best practice. Being intubated is painful, often people are restrained to prevent them from panicking and removing the tube. It’s not fun. And those who get put on these systems generally have other things going on that make their risk for survival low to begin with. So again, stating a 40% chance, without any other basis, isn’t really a good story or best practice.
  6. That metric is like so many others that are likely out of context. If you’re in bad enough condition to need to be considered to go on a ventilator, the chances of making it are low to begin with. I can think of two in my memory that justify the 50-ish percent rate. My grandfather had CHF, was on one, and came out of it to recover and live a few more years. My good friend’s father had a heart attack, open heart surgery, was on one and didn’t recover. But both were candidates for a ventilator because they had severe underlying conditions. So it would be expected that the outcomes are a crapshoot regardless....
  7. Lots of good points here. The interesting one is debts. I didn’t live through the 70s, and wasn’t a major purchaser in the 80s, but I do remember vaguely as a child when mortgages were 15%+. If prices for goods increase with inflation, and you can buy something for $1 today that will cost $2 next year as they inflate money to pay for stimulus, it seems almost worth it to incur the debt, because you can buy an item with intrinsic value of something, and pay it off with cheaper dollars in the future. im not buying real estate, and am not sure that holds because RE may drop with the recession that is looming. But if we are expecting inflation, and can leverage no/low interest credit, I kind of have to wonder if the premise on debt is correct. Or is there a game that one could play to make out on durable items (since this is a firearms forum, let’s use firearms as an example) that results in a net benefit. I’m generally a Dave Ramsey guy, so down on debt, big on investment. But cash savings will be decimated if inflation runs rampant... and while now and the future may be a stock buying opportunity, timing it is tough. So, maybe the answer is to buy needed/desired durable goods? we already started planting for the year - do need to get more peppers and tomatoes...
  8. The most concerning thing in there isn’t the breakup of peaceful gathering. We all know that in other times this would go on without any outside influence. And frankly, blatant disregard for the recommendations at this scale bothers me. One infected person in that group and you can be sure the 100yo amongst others, is done. Rather, it’s this: “One man who refused to give police his correct name and Social Security number was arrested.“
  9. The economic damage will hurt. As a young, healthy person, with a young, healthy family, I went into it thinking I’d almost prefer for us to get it, self-quarantine for 14+ days, and then build some immunity. We would prep, stock up what we need, and just shut down. What put some more reality to the situation is when the news came out that besides not having respirators, hospitals didn’t have the ppe or staff to be able to handle all the Covid cases when they actually coded and went into arrest. One news article indicated that they would apply DNR to patients regardless of their wishes, if covid-19 positive. This was because the staff leave was too large, the PPE use too intense, the exposure of staff too significant when all hands are on deck handling one person. Bergen county and NYC are swamped. Imagine what will happen when middle of nowhere Sussex or Cumberland county gets more than a few cases? I didn’t respect the need to flatten the curve until that resonated with me. Do I want the economy shut down? Do I want businesses closed? My kids to miss out on the social interaction and in-class lessons at school? Do I want to not be able to go places? To not see my parents and Great Aunt? Absolutely not. But I also recognize we can’t rely upon everyone to be responsible, to take appropriate precautions to protect the more vulnerable population. Prior planning (not politicizing, but pointing at Cuomo) could have been better. Testing? I’m not sure. But it’s here, it’s expected that cases will rise as testing increases, all of that is what it is. But we’re stuck with the team we have and the game as it is being played. If this is stressing resources in a new way, hospitals are swamped, and people won’t get the chance to survive without some flattening, then anyone who can should be doing it while they can. Ive spent as much money as usual since being sent to work at home. We shop local, get takeout, and pay taxes. The one expenditure set I’ve reduced is gasoline and tolls. If my RDS-B and XOM dividend is reduced from that, I’ve got decades to retirement. When summer comes I’ll go to the shore and inject funds there, regardless of if I’m on the boardwalk or getting takeout from local places. Life will go on for the healthy. Think of those who are handed a death sentence because of the inability of the health systems to support them.
  10. This just makes me sick. I would have preferred to see most of this funny money used in the unemployment system. And make it funds that expire if not obligated by x date. So that the actual bill is a not to exceed number, not just a diarrhea of money all over. I actually partially agree with the dem request to forgive some student loans, but I’d have done it that the loan payments for principal and interest were made for the duration of the National emergency, not just some random number for forgiveness. They could have then offered grants or no interest loans to certain tourism related businesses (including airlines) and other businesses impacted by the shut down. Net result would be paying less overall, keeping people protected with the safety net that’s in place for that purpose, and not some free check that excludes many, and will probably go to drugs and booze by others.
  11. I’m sure FFLs will be shut down
  12. Lots of chatter/rumor on shelter in place for a week or weeks. If they shut down grocery stores for a true shelter in place, things will get interesting. Some folks will always need to go to work (police, Nuke plant operators, etc). So it’s just more sensationalism when things get written about sending 100% home.
  13. I’m not aware of them ever calling; my experience is it was done by letter.
  14. I started working at midnight to get ahead of network issues. Worked till 4. Did a telecon at work from 8-1245. Now I get to do instruction for my kids, who diligently were attending to materials that their teacher provided to us this AM. Not sure who is getting time off. I’m not a fan of work from home. Much of the private sector allows it - I have friends who have done it for years. I’m not a fan and too much of what I do requires personal interaction. My wife works in a school district as a special services provider. She has to keep up with that as well as manage our home activities and kids’ instruction. Quite some paid vacation... Cant comment on union donors as I’m not one.
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