Well, you too, could go read the report, but apparently, that would take some effort.
And since they partner with United Way, I would guess they're not like you describe.
During a good economy, responsible people pay DOWN debt and save money, they don't take on MORE, and go further underwater. But maybe things work differently in your world.
Shelved until next year, but there are 7 more "common sense" bills to come. I wonder what convinced a few Dems to vote against it?