DevsAdvocate 112 Posted January 7, 2013 My blog link: In Defense of Liberty Caught this on Ironic Surrealism. According to their Facebook page, American Spirit Arms (link) which manufactures AR-15 has has their deposits frozen by BofA...Claims: “We Believe You Should Not Be Selling Guns On The Internet” Quote Share this post Link to post Share on other sites
BlueLineFish 615 Posted January 7, 2013 I need confirmation. I will cancel my card ASAP Quote Share this post Link to post Share on other sites
DevsAdvocate 112 Posted January 7, 2013 I need confirmation. I will cancel my card ASAP Same, if I could cancel my mortgage with them... I would. Quote Share this post Link to post Share on other sites
NicePants 58 Posted January 7, 2013 If this is true, all of that crap they and everyone else said about McMillan six months ago was total horseshit (not that I don't already believe that they were bsing when they said that they hadn't refused to do business with McMillan). Quote Share this post Link to post Share on other sites
Arbelest 29 Posted January 7, 2013 BOA froze my cards when I purchased my first rifle then joined a gun range. I called them up and they said it was "suspicious purchases". Side note didn't they do this with Barret McMillan or another gun manufacturer last year? They were told to do their banking elsewhere? Quote Share this post Link to post Share on other sites
NicePants 58 Posted January 7, 2013 It was McMillan. Quote Share this post Link to post Share on other sites
Caine 147 Posted January 7, 2013 http://dailycaller.com/2012/05/10/bank-of-america-responds-to-anti-gun-claim/ Quote Share this post Link to post Share on other sites
tony357 386 Posted January 7, 2013 I moved all my accounts out of bank of america when they gave illegal aliens credit cards... http://www.truthorfi...creditcards.htm I also switched my mortgage.. all in the same day.. Quote Share this post Link to post Share on other sites
Arbelest 29 Posted January 7, 2013 Read your link, the diaologue underneath the synopsis is friggen great! Quote Share this post Link to post Share on other sites
tony357 386 Posted January 7, 2013 Read your link, the diaologue underneath the synopsis is friggen great! I did read that.. the local branch bank president was pissed that i removed my accounts. Quote Share this post Link to post Share on other sites
Secret Squirrel 3 Posted January 7, 2013 Have never dealt with BOA because I think that company is a bunch of thieves and cheats. Quote Share this post Link to post Share on other sites
H.M. Murdock 0 Posted January 7, 2013 BOA screwed me for the last time 3 years ago. It took me 2 trips back to the branch to completely close out my checking account. F those F'ing F'ers to hell and back!!! A credit union and an AMEX account is all I need now. Haven't looked back. Quote Share this post Link to post Share on other sites
RecessedFilter 222 Posted January 7, 2013 Have never dealt with BOA because I think that company is a bunch of thieves and cheats. That's not just BOA, more like every bank! Quote Share this post Link to post Share on other sites
Njbanshee 9 Posted January 7, 2013 I'm gonna close out my account Quote Share this post Link to post Share on other sites
Socom 19 Posted January 7, 2013 This is a lil old I believe! Like beginning of last year they started doing things like this Quote Share this post Link to post Share on other sites
Candide 0 Posted January 7, 2013 This is a lil old I believe! Like beginning of last year they started doing things like this Read the story. This is new bs by BOA. Quote Share this post Link to post Share on other sites
mipafox 438 Posted January 7, 2013 BOA froze my cards when I purchased my first rifle then joined a gun range. I called them up and they said it was "suspicious purchases". Side note didn't they do this with Barret McMillan or another gun manufacturer last year? They were told to do their banking elsewhere? I've bought ARs, handguns, and tens of thousands of rounds of ammunition over the internet and FTF with my BOA card for years and never had an issue. My UPS guy wears a weight belt nowadays. Quote Share this post Link to post Share on other sites
hd2000fxdl 422 Posted January 7, 2013 F BOA, they have been bastards for years and not a company I will deal with. Now if they really want to put up or shut up, I say they remove all their armed guards in there banks out, no more armored trucks, not needed because guns are bad, lets see how well that works out for them. Come on BOA, all or nothing.... Quote Share this post Link to post Share on other sites
Adam 6 Posted January 7, 2013 Wish it was that simple.. can't pull shit from them right now... Quote Share this post Link to post Share on other sites
mipafox 438 Posted January 7, 2013 Same, if I could cancel my mortgage with them... I would. Do you have a good rate? If not, refi. If house is underwater, you can streamline an FHA loan: http://www.makinghomeaffordable.gov/programs/fallen-value-help/Pages/default.aspx or you can use a Freddie Mac or Fanny Mae relief refi: http://www.freddiemac.com/avoidforeclosure/harp_eligibility.html http://knowyouroptions.com/loanlookup Very simple, easier than it was buying your house in the first place. And closing costs (if any) can be rolled into the loan. Quote Share this post Link to post Share on other sites
DevsAdvocate 112 Posted January 7, 2013 Do you have a good rate? If not, refi. If house is underwater, you can streamline an FHA loan: http://www.makinghom...es/default.aspx or you can use a Freddie Mac or Fanny Mae relief refi: http://www.freddiema...ligibility.html http://knowyouroptions.com/loanlookup Very simple, easier than it was buying your house in the first place. And closing costs (if any) can be rolled into the loan. Right now about 5.5%... we bought our home using an FHA loan in the first place, but don't have a lot of capital to refinance. Quote Share this post Link to post Share on other sites
mipafox 438 Posted January 7, 2013 Right now about 5.5%... we bought our home using an FHA loan in the first place, but don't have a lot of capital to refinance. You must refi RIGHT NOW. FHA is the jackpot. Fannie/Freddie work, but FHA is the grail. There is no way you should have a 5.5% on an FHA loan. You don't need any money down and you don't need any equity, you have to refi. You will probably walk away with 3.5%. Do it. It will be the most painless thing you have ever done. You will probably close in a couple weeks. Don't put it off, shit is too crazy right now and everything could change tomorrow. Call Quicken Loans and get a quote. They are the most expensive but they are also fast as balls. Once you see what they can do for you, your mouth will water and there will be no turning back. Then contact other lenders and find one that can give you an even better deal and has a good rep and will close fast. Authorized lenders are listed on the website I posted above. Good luck. Quote Share this post Link to post Share on other sites
RubberBullets 65 Posted January 7, 2013 Chrisjm's old lady did my refi from sun national bank. Matched the cheapesr rates i was getting quoted for. Great woman to deal with and was very helpful and answered my questions in laymans terms. Went from a 30yr 2 mortgage. 5.875/6.375 to a 20yr 3.6 a month or two ago. Quote Share this post Link to post Share on other sites
chris327 30 Posted January 7, 2013 Time is now. I closed about 6 months ago at 3.75 if i waited like 2 weeks would have been 3.5. I did an FHA 3.5% down payment. It worked for me. it cant hurt to look into it. Talk to some lenders and see your options. Quote Share this post Link to post Share on other sites
DevsAdvocate 112 Posted January 7, 2013 I'll get right on it! I thought I needed a ton of cash in the bank to refinance! Quote Share this post Link to post Share on other sites
voyager9 3,442 Posted January 7, 2013 Not to threadjack but I could use some opinions in this area. My current rate (5.25) is such that it makes sense to take advantage of the lower rates currently available. The problem is my home value has dropped significantly to the point where I don't have enough equity to avoid PMI. Also I had previously refi'd in 2010 so I don't meet the requirements for HARP and those kinds of programs. Anyone know of other options that may be available besides moving forward and getting stuck with PMI? Quote Share this post Link to post Share on other sites
JackDaWack 2,895 Posted January 7, 2013 Been thinking about closing out my market savings account with BOA. They just made it easy for me. Quote Share this post Link to post Share on other sites