Well, It would also be the distributors who are willing to pass on the prices to PSA...
PSA is big... but they are not huge by any means, they just know how to market well.
Smith & Wesson does have the package deals but let's be honest... if they are willing to buy 1,000 or more guns... shouldn't they get a better price than a dealer who can barely buy one or two?
Best thing for the brick and mortars are to concentrate on what PSA can't do... local transfers, unique offerings for their clients.
Then they just need to wait until the gun fears spike up again.
You mention that you are going deer hunting in PA...... but it seems more like you are fishing in NJ.
If you really have a legitimate question, I recommend rather than asking a bunch of strangers online, you should call the NJ State Police Firearms unit and ask your question.